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Or, if you need more time to pay off your balance and want the lowest rate possible, the Platinum Preferred VISA may be just what you’re looking for. Your Platinum Preferred Rewards VISA ties directly to our Score Card Rewards Program.

That means you earn bonus points for each dollar you spend.

consider them the devil’s best weapon in driving you into insurmountable debt (indeed around 18m people received a default notice on their credit card bill last year), used properly, they could help manage your finances better thanks to interest free periods and balance transfer offers that operate like an interest free loan as long as you play by the rules.

Such modified Agreement will become effective and will apply to Your subscription upon our posting such Agreement to the Website. Today’s best-buy card deals beat anything we’ve seen before.But the difference between what’s on offer now compared with pre-financial crisis is telling: back then, the record longest 0pc balance transfer was 15 months, now it’s nearly double that.If you’ve got existing debt on credit cards – it’s time to act.With a balance transfer deal, you get a new credit card and it repays the debts on your existing credit and store cards for you, so you now owe money to the new card instead.

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